Plug In, Tap, Go: How Embedded Payments Are Changing EV Charging

Built-in payments promise to remove friction at EV chargers as Nayax and Autel roll out card-ready stations across Europe and North America by 2026

13 Jan 2026

Paying for an electric vehicle charge has often been more complex than filling a petrol tank, requiring apps, accounts and advance registration. A new partnership between payments group Nayax and charger maker Autel Energy aims to reduce that friction by embedding card-based payments directly into charging hardware.

The companies said they plan to deploy payment-ready chargers across Europe and North America by the end of 2026, with capacity to support up to 100,000 units globally. The chargers will allow drivers to pay by tapping a bank card, mobile wallet or fleet card at the point of use, without needing to download an app or sign up to a network.

The move comes as EV charging infrastructure expands rapidly, but ease of payment remains a barrier to wider adoption. Many public charging stations still rely on proprietary systems that can deter first-time or occasional users, particularly those on longer journeys.

By integrating payments into the charger itself, Nayax and Autel are seeking to mirror everyday retail transactions. For operators, the approach can simplify installation and reduce reliance on multiple software systems, allowing chargers to generate revenue as soon as they are activated.

The partnership also reflects growing competition among hardware providers. As the number of chargers increases, features such as built-in payments are becoming more important for site owners including retailers, workplaces and fleet operators, who often want equipment that can be deployed with minimal additional integration.

In Europe, where regulators and policymakers have pushed for open access charging, simple and transparent payment methods are seen as essential. Clear pricing and familiar ways to pay are particularly important for drivers who do not use public chargers regularly.

Challenges remain. Embedding payment technology can raise upfront costs, and compatibility with existing charging networks is not guaranteed. However, industry momentum is moving towards standardised, contactless payments.

As charging begins to resemble other everyday transactions, the companies are betting that fewer obstacles at the plug will help make electric vehicles more practical for a broader group of drivers.